WUSA9 reached out to Pels Law attorney Erin Webb to better understand the issues around insurance claims and liability when dealing with damage from a neighbors tree falling on your home.  A quote from the article:

Erin L. Webb, an insurance lawyer in the Washington, D.C. area, says there is a general rule when dealing with storm-related property damage caused by toppled trees.
“The general approach is ‘your property, your problem,'” she says. “In other words, where the tree falls, that determines who will be financially responsible for removal.”

Read the whole article here.